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Assistance Programs in New Jersey for Medicare Eligibles

Assistance Programs in New Jersey for Medicare Eligibles

Once you're eligible and enrolled in Medicare, it's not unusual to realize it's not quite what you expected and might even come with some additional expenses you hadn't planned for. Original Medicare might not cover all the services you need, or the premiums might be above what you could manage. 

There are a number of barriers and pitfalls that one can run into, but in the state of New Jersey, there are a multitude of Medicare assistance options that can help you maintain your healthcare in a way that's most manageable for you.

What Are Some Medicare Assistance Programs in New Jersey?

The Division of Aging Services part of New Jersey's Department of Human Services offers the NJSave application. Once filled out and returned, NJSave can help low-income Medicare recipients access several programs that can help them save money on premiums, deductibles, and other major expenses tied to their healthcare. Programs you could qualify for include: 

  • Lifeline Utility Assistance (LUA) - adds a $225 annual benefit for eligible PAAD recipients for utility costs
  • Pharmaceutical Assistance to the Aged and Disabled (PAAD) and Senior Gold - helps eligible seniors pay for prescription drugs
  • Specified Low Income Medicare Beneficiary (SLMB) - covers most if not all of Medicare Part B costs
  • Medicare Part D's Low Income Subsidy (LIS) - Provides additional prescription drug coverage
  • Hearing Aid Assistance to the Aged and Disabled (HAAAD) - provides $100 reimbursement to offset the cost of a hearing aid

The NJSave application can also screen you for other low-income assistance programs in the state of New Jersey like:

  • The Universal Service Fund (USF) - lowers the cost of natural gas and electricity bills
  • Low-Income Heating and Energy Assistance Program (LIHEAP) - low-income assistance in keeping a home warm in winter and cool in summer
  • Supplemental Nutrition Assistance Program (SNAP) - low-income assistance in purchasing groceries

Discuss New Jersey Medicare Assistance Programs with a Medicare Broker.

If you have any questions or concerns about your Medicare and the assistance programs available, New Jersey Medicare Brokers are there to answer you. Regardless of where you live in New Jersey, experts are ready to walk you through the intricacies of your healthcare to make the process as smooth and stress-free as possible.

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